Monthly Repayment |
HKD$22,847
|
Initial Payment |
HKD$3.21 Millions
|
Loan Amount |
HKD$4.82 Millions
|
Total interest |
HKD$2.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$240,900
|
Legal Fee |
HKD$37,575
|
Agency Fee |
HKD$80,300
|
Total Expense |
HKD$358,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59411 | 42207 | 32948 | 28835 | 22157 | 18157 | 15496 |
1.5% | 60456 | 43261 | 34012 | 29907 | 23249 | 19268 | 16627 |
2% | 61513 | 44332 | 35098 | 31004 | 24373 | 20421 | 17808 |
2.5% | 62581 | 45419 | 36206 | 32125 | 25530 | 21614 | 19036 |
3% | 63661 | 46522 | 37335 | 33272 | 26720 | 22847 | 20312 |
3.5% | 64753 | 47643 | 38486 | 34443 | 27942 | 24120 | 21634 |
4% | 65856 | 48779 | 39657 | 35638 | 29196 | 25431 | 23001 |
4.5% | 66970 | 49932 | 40850 | 36857 | 30481 | 26780 | 24412 |
5% | 68097 | 51102 | 42064 | 38100 | 31796 | 28165 | 25864 |
5.5% | 69234 | 52287 | 43298 | 39367 | 33142 | 29586 | 27356 |
6% | 70384 | 53489 | 44553 | 40657 | 34517 | 31042 | 28886 |