Monthly Repayment |
HKD$27,726
|
Initial Payment |
HKD$4.02 Millions
|
Loan Amount |
HKD$4.02 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$240,900
|
Legal Fee |
HKD$37,575
|
Agency Fee |
HKD$80,300
|
Total Expense |
HKD$358,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49509 | 35173 | 27457 | 24029 | 18464 | 15131 | 12913 |
1.5% | 50380 | 36051 | 28344 | 24922 | 19374 | 16057 | 13856 |
2% | 51261 | 36943 | 29249 | 25836 | 20311 | 17017 | 14840 |
2.5% | 52151 | 37849 | 30172 | 26771 | 21275 | 18011 | 15864 |
3% | 53051 | 38769 | 31113 | 27726 | 22267 | 19039 | 16927 |
3.5% | 53961 | 39702 | 32071 | 28702 | 23285 | 20100 | 18029 |
4% | 54880 | 40649 | 33048 | 29698 | 24330 | 21192 | 19168 |
4.5% | 55809 | 41610 | 34042 | 30714 | 25400 | 22316 | 20343 |
5% | 56747 | 42585 | 35053 | 31750 | 26497 | 23471 | 21553 |
5.5% | 57695 | 43573 | 36081 | 32805 | 27618 | 24655 | 22796 |
6% | 58653 | 44574 | 37127 | 33880 | 28764 | 25868 | 24071 |