Monthly Repayment |
HKD$22,819
|
Initial Payment |
HKD$3.21 Millions
|
Loan Amount |
HKD$4.81 Millions
|
Total interest |
HKD$2.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$240,600
|
Legal Fee |
HKD$37,550
|
Agency Fee |
HKD$80,200
|
Total Expense |
HKD$358,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59337 | 42155 | 32907 | 28799 | 22130 | 18135 | 15477 |
1.5% | 60381 | 43207 | 33970 | 29870 | 23220 | 19244 | 16607 |
2% | 61436 | 44276 | 35055 | 30965 | 24343 | 20395 | 17786 |
2.5% | 62503 | 45362 | 36161 | 32085 | 25498 | 21587 | 19013 |
3% | 63582 | 46465 | 37289 | 33230 | 26687 | 22819 | 20287 |
3.5% | 64672 | 47583 | 38438 | 34400 | 27907 | 24090 | 21608 |
4% | 65774 | 48719 | 39608 | 35593 | 29159 | 25399 | 22973 |
4.5% | 66887 | 49870 | 40799 | 36811 | 30443 | 26746 | 24381 |
5% | 68012 | 51038 | 42011 | 38052 | 31757 | 28130 | 25831 |
5.5% | 69148 | 52222 | 43244 | 39318 | 33101 | 29549 | 27322 |
6% | 70296 | 53423 | 44497 | 40606 | 34474 | 31003 | 28850 |