Monthly Repayment |
HKD$27,692
|
Initial Payment |
HKD$4.01 Millions
|
Loan Amount |
HKD$4.01 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$240,600
|
Legal Fee |
HKD$37,550
|
Agency Fee |
HKD$80,200
|
Total Expense |
HKD$358,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49448 | 35129 | 27422 | 23999 | 18441 | 15112 | 12897 |
1.5% | 50317 | 36006 | 28308 | 24891 | 19350 | 16037 | 13839 |
2% | 51197 | 36897 | 29212 | 25804 | 20285 | 16996 | 14821 |
2.5% | 52086 | 37802 | 30134 | 26738 | 21249 | 17989 | 15844 |
3% | 52985 | 38720 | 31074 | 27692 | 22239 | 19015 | 16906 |
3.5% | 53893 | 39653 | 32031 | 28666 | 23256 | 20075 | 18006 |
4% | 54811 | 40599 | 33006 | 29661 | 24299 | 21166 | 19144 |
4.5% | 55739 | 41559 | 33999 | 30676 | 25369 | 22288 | 20318 |
5% | 56676 | 42532 | 35009 | 31710 | 26464 | 23442 | 21526 |
5.5% | 57623 | 43519 | 36037 | 32765 | 27584 | 24624 | 22768 |
6% | 58580 | 44519 | 37081 | 33838 | 28728 | 25836 | 24041 |