Monthly Repayment |
HKD$2,762,326
|
Initial Payment |
HKD$400 Millions
|
Loan Amount |
HKD$400 Millions
|
Total interest |
HKD$97.22 Millions
|
complete insurance payment |
HKD$1,200,000 (0.3%)
|
Stamp Duty |
HKD$34,000,000
|
Legal Fee |
HKD$2,017,500
|
Agency Fee |
HKD$8,000,000
|
Total Expense |
HKD$45,217,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4932498 | 3504164 | 2735446 | 2393978 | 1839577 | 1507489 | 1286558 |
1.5% | 5019251 | 3591659 | 2823819 | 2482972 | 1930181 | 1599745 | 1380480 |
2% | 5106974 | 3680538 | 2913988 | 2574034 | 2023533 | 1695417 | 1478477 |
2.5% | 5195663 | 3770796 | 3005945 | 2667156 | 2119611 | 1794466 | 1580483 |
3% | 5285320 | 3862429 | 3099684 | 2762326 | 2218390 | 1896845 | 1686416 |
3.5% | 5375940 | 3955434 | 3195193 | 2859530 | 2319838 | 2002494 | 1796178 |
4% | 5467522 | 4049805 | 3292464 | 2958751 | 2423921 | 2111347 | 1909661 |
4.5% | 5560064 | 4145536 | 3391484 | 3059973 | 2530597 | 2223329 | 2026741 |
5% | 5653563 | 4242620 | 3492238 | 3163174 | 2639822 | 2338360 | 2147286 |
5.5% | 5748017 | 4341051 | 3594714 | 3268333 | 2751549 | 2456349 | 2271156 |
6% | 5843421 | 4440820 | 3698893 | 3375427 | 2865724 | 2577205 | 2398202 |