Monthly Repayment |
HKD$2,276
|
Initial Payment |
HKD$0.32 Millions
|
Loan Amount |
HKD$0.48 Millions
|
Total interest |
HKD$0.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,500
|
Agency Fee |
HKD$8,000
|
Total Expense |
HKD$16,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5918 | 4204 | 3282 | 2872 | 2207 | 1808 | 1543 |
1.5% | 6023 | 4309 | 3388 | 2979 | 2316 | 1919 | 1656 |
2% | 6128 | 4416 | 3496 | 3088 | 2428 | 2034 | 1774 |
2.5% | 6234 | 4524 | 3607 | 3200 | 2543 | 2153 | 1896 |
3% | 6342 | 4634 | 3719 | 3314 | 2662 | 2276 | 2023 |
3.5% | 6451 | 4746 | 3834 | 3431 | 2783 | 2402 | 2155 |
4% | 6561 | 4859 | 3950 | 3550 | 2908 | 2533 | 2291 |
4.5% | 6672 | 4974 | 4069 | 3671 | 3036 | 2667 | 2432 |
5% | 6784 | 5091 | 4190 | 3795 | 3167 | 2806 | 2576 |
5.5% | 6897 | 5209 | 4313 | 3922 | 3301 | 2947 | 2725 |
6% | 7012 | 5328 | 4438 | 4050 | 3438 | 3092 | 2877 |