| Monthly Repayment |
HKD$2,762
|
| Initial Payment |
HKD$0.4 Millions
|
| Loan Amount |
HKD$0.4 Millions
|
| Total interest |
HKD$0.1 Millions
|
| complete insurance payment |
--
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$8,500
|
| Agency Fee |
HKD$8,000
|
| Total Expense |
HKD$16,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 4932 | 3504 | 2735 | 2393 | 1839 | 1507 | 1286 |
| 1.5% | 5019 | 3591 | 2823 | 2482 | 1930 | 1599 | 1380 |
| 2% | 5106 | 3680 | 2913 | 2574 | 2023 | 1695 | 1478 |
| 2.5% | 5195 | 3770 | 3005 | 2667 | 2119 | 1794 | 1580 |
| 3% | 5285 | 3862 | 3099 | 2762 | 2218 | 1896 | 1686 |
| 3.5% | 5375 | 3955 | 3195 | 2859 | 2319 | 2002 | 1796 |
| 4% | 5467 | 4049 | 3292 | 2958 | 2423 | 2111 | 1909 |
| 4.5% | 5560 | 4145 | 3391 | 3059 | 2530 | 2223 | 2026 |
| 5% | 5653 | 4242 | 3492 | 3163 | 2639 | 2338 | 2147 |
| 5.5% | 5748 | 4341 | 3594 | 3268 | 2751 | 2456 | 2271 |
| 6% | 5843 | 4440 | 3698 | 3375 | 2865 | 2577 | 2398 |
