Monthly Repayment |
HKD$26,522
|
Initial Payment |
HKD$2.4 Millions
|
Loan Amount |
HKD$5.59 Millions
|
Total interest |
HKD$2.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$239,700
|
Legal Fee |
HKD$37,475
|
Agency Fee |
HKD$79,900
|
Total Expense |
HKD$357,075
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68968 | 48996 | 38248 | 33473 | 25721 | 21078 | 17989 |
1.5% | 70181 | 50220 | 39484 | 34718 | 26988 | 22368 | 19302 |
2% | 71408 | 51463 | 40744 | 35991 | 28294 | 23706 | 20672 |
2.5% | 72648 | 52725 | 42030 | 37293 | 29637 | 25091 | 22099 |
3% | 73901 | 54006 | 43341 | 38624 | 31018 | 26522 | 23580 |
3.5% | 75169 | 55306 | 44676 | 39983 | 32437 | 27999 | 25115 |
4% | 76449 | 56626 | 46036 | 41370 | 33892 | 29521 | 26701 |
4.5% | 77743 | 57964 | 47421 | 42786 | 35384 | 31087 | 28338 |
5% | 79050 | 59322 | 48830 | 44229 | 36911 | 32696 | 30024 |
5.5% | 80371 | 60698 | 50263 | 45699 | 38473 | 34345 | 31756 |
6% | 81705 | 62093 | 51719 | 47196 | 40069 | 36035 | 33532 |