Monthly Repayment |
HKD$22,733
|
Initial Payment |
HKD$3.2 Millions
|
Loan Amount |
HKD$4.79 Millions
|
Total interest |
HKD$2.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$239,700
|
Legal Fee |
HKD$37,475
|
Agency Fee |
HKD$79,900
|
Total Expense |
HKD$357,075
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59115 | 41997 | 32784 | 28691 | 22047 | 18067 | 15419 |
1.5% | 60155 | 43046 | 33843 | 29758 | 23133 | 19172 | 16545 |
2% | 61207 | 44111 | 34924 | 30849 | 24252 | 20319 | 17719 |
2.5% | 62270 | 45192 | 36026 | 31965 | 25403 | 21506 | 18942 |
3% | 63344 | 46291 | 37149 | 33106 | 26587 | 22733 | 20211 |
3.5% | 64430 | 47405 | 38294 | 34271 | 27803 | 23999 | 21527 |
4% | 65528 | 48536 | 39460 | 35460 | 29050 | 25304 | 22887 |
4.5% | 66637 | 49684 | 40646 | 36673 | 30329 | 26646 | 24290 |
5% | 67757 | 50847 | 41854 | 37910 | 31638 | 28025 | 25735 |
5.5% | 68889 | 52027 | 43082 | 39170 | 32977 | 29439 | 27219 |
6% | 70033 | 53223 | 44331 | 40454 | 34345 | 30887 | 28742 |