Monthly Repayment |
HKD$26,502
|
Initial Payment |
HKD$2.4 Millions
|
Loan Amount |
HKD$5.59 Millions
|
Total interest |
HKD$2.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$239,520
|
Legal Fee |
HKD$37,460
|
Agency Fee |
HKD$79,840
|
Total Expense |
HKD$356,820
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68916 | 48960 | 38219 | 33448 | 25702 | 21062 | 17975 |
1.5% | 70128 | 50182 | 39454 | 34692 | 26968 | 22351 | 19288 |
2% | 71354 | 51424 | 40714 | 35964 | 28272 | 23688 | 20657 |
2.5% | 72593 | 52685 | 41999 | 37265 | 29615 | 25072 | 22082 |
3% | 73846 | 53965 | 43308 | 38595 | 30995 | 26502 | 23562 |
3.5% | 75112 | 55265 | 44643 | 39953 | 32412 | 27978 | 25096 |
4% | 76392 | 56583 | 46002 | 41339 | 33867 | 29499 | 26681 |
4.5% | 77685 | 57921 | 47385 | 42753 | 35357 | 31064 | 28317 |
5% | 78991 | 59277 | 48793 | 44195 | 36883 | 32671 | 30001 |
5.5% | 80311 | 60653 | 50225 | 45665 | 38444 | 34320 | 31732 |
6% | 81644 | 62047 | 51680 | 47161 | 40039 | 36008 | 33507 |