Monthly Repayment |
HKD$22,705
|
Initial Payment |
HKD$3.19 Millions
|
Loan Amount |
HKD$4.79 Millions
|
Total interest |
HKD$2.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$239,400
|
Legal Fee |
HKD$37,450
|
Agency Fee |
HKD$79,800
|
Total Expense |
HKD$356,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59042 | 41944 | 32743 | 28655 | 22019 | 18044 | 15400 |
1.5% | 60080 | 42992 | 33801 | 29721 | 23104 | 19148 | 16524 |
2% | 61130 | 44056 | 34880 | 30811 | 24221 | 20294 | 17697 |
2.5% | 62192 | 45136 | 35981 | 31925 | 25371 | 21479 | 18918 |
3% | 63265 | 46233 | 37103 | 33065 | 26554 | 22705 | 20186 |
3.5% | 64350 | 47346 | 38246 | 34228 | 27768 | 23969 | 21500 |
4% | 65446 | 48476 | 39410 | 35416 | 29014 | 25272 | 22858 |
4.5% | 66553 | 49622 | 40596 | 36627 | 30291 | 26613 | 24260 |
5% | 67673 | 50784 | 41802 | 37863 | 31598 | 27990 | 25703 |
5.5% | 68803 | 51962 | 43028 | 39121 | 32936 | 29402 | 27185 |
6% | 69945 | 53156 | 44275 | 40403 | 34302 | 30849 | 28706 |