Monthly Repayment |
HKD$22,671
|
Initial Payment |
HKD$3.19 Millions
|
Loan Amount |
HKD$4.78 Millions
|
Total interest |
HKD$2.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$239,040
|
Legal Fee |
HKD$37,420
|
Agency Fee |
HKD$79,680
|
Total Expense |
HKD$356,140
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58953 | 41881 | 32694 | 28612 | 21986 | 18017 | 15376 |
1.5% | 59990 | 42927 | 33750 | 29676 | 23069 | 19120 | 16499 |
2% | 61038 | 43989 | 34827 | 30764 | 24185 | 20263 | 17670 |
2.5% | 62098 | 45068 | 35927 | 31877 | 25333 | 21447 | 18889 |
3% | 63170 | 46163 | 37047 | 33015 | 26514 | 22671 | 20156 |
3.5% | 64253 | 47275 | 38188 | 34177 | 27726 | 23933 | 21467 |
4% | 65347 | 48403 | 39351 | 35363 | 28970 | 25234 | 22824 |
4.5% | 66453 | 49547 | 40535 | 36572 | 30245 | 26573 | 24223 |
5% | 67571 | 50707 | 41739 | 37806 | 31551 | 27948 | 25664 |
5.5% | 68700 | 51884 | 42964 | 39063 | 32886 | 29358 | 27144 |
6% | 69840 | 53076 | 44209 | 40343 | 34251 | 30802 | 28663 |