Monthly Repayment |
HKD$26,423
|
Initial Payment |
HKD$2.39 Millions
|
Loan Amount |
HKD$5.57 Millions
|
Total interest |
HKD$2.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$238,800
|
Legal Fee |
HKD$37,400
|
Agency Fee |
HKD$79,600
|
Total Expense |
HKD$355,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68709 | 48813 | 38104 | 33348 | 25625 | 20999 | 17921 |
1.5% | 69918 | 50031 | 39335 | 34587 | 26887 | 22284 | 19230 |
2% | 71140 | 51269 | 40591 | 35856 | 28187 | 23617 | 20595 |
2.5% | 72375 | 52527 | 41872 | 37153 | 29526 | 24996 | 22016 |
3% | 73624 | 53803 | 43178 | 38479 | 30902 | 26423 | 23491 |
3.5% | 74886 | 55099 | 44509 | 39833 | 32315 | 27894 | 25020 |
4% | 76162 | 56413 | 45864 | 41215 | 33765 | 29411 | 26601 |
4.5% | 77451 | 57747 | 47243 | 42625 | 35251 | 30970 | 28232 |
5% | 78754 | 59099 | 48646 | 44063 | 36772 | 32573 | 29911 |
5.5% | 80069 | 60470 | 50074 | 45527 | 38329 | 34216 | 31637 |
6% | 81398 | 61860 | 51525 | 47019 | 39919 | 35900 | 33406 |