Monthly Repayment |
HKD$22,648
|
Initial Payment |
HKD$3.18 Millions
|
Loan Amount |
HKD$4.78 Millions
|
Total interest |
HKD$2.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$238,800
|
Legal Fee |
HKD$37,400
|
Agency Fee |
HKD$79,600
|
Total Expense |
HKD$355,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58894 | 41839 | 32661 | 28584 | 21964 | 17999 | 15361 |
1.5% | 59929 | 42884 | 33716 | 29646 | 23046 | 19100 | 16482 |
2% | 60977 | 43945 | 34793 | 30733 | 24160 | 20243 | 17653 |
2.5% | 62036 | 45023 | 35890 | 31845 | 25308 | 21425 | 18870 |
3% | 63106 | 46117 | 37010 | 32982 | 26487 | 22648 | 20135 |
3.5% | 64188 | 47227 | 38150 | 34142 | 27698 | 23909 | 21446 |
4% | 65282 | 48354 | 39312 | 35327 | 28941 | 25209 | 22801 |
4.5% | 66387 | 49497 | 40494 | 36536 | 30215 | 26546 | 24199 |
5% | 67503 | 50656 | 41697 | 37768 | 31519 | 27920 | 25638 |
5.5% | 68631 | 51832 | 42920 | 39023 | 32853 | 29328 | 27117 |
6% | 69770 | 53023 | 44164 | 40302 | 34216 | 30771 | 28634 |