Monthly Repayment |
HKD$27,450
|
Initial Payment |
HKD$3.98 Millions
|
Loan Amount |
HKD$3.98 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$238,500
|
Legal Fee |
HKD$37,375
|
Agency Fee |
HKD$79,500
|
Total Expense |
HKD$355,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49016 | 34822 | 27183 | 23790 | 18280 | 14980 | 12785 |
1.5% | 49878 | 35692 | 28061 | 24674 | 19181 | 15897 | 13718 |
2% | 50750 | 36575 | 28957 | 25579 | 20108 | 16848 | 14692 |
2.5% | 51631 | 37472 | 29871 | 26504 | 21063 | 17832 | 15706 |
3% | 52522 | 38382 | 30803 | 27450 | 22045 | 18849 | 16758 |
3.5% | 53423 | 39307 | 31752 | 28416 | 23053 | 19899 | 17849 |
4% | 54333 | 40244 | 32718 | 29402 | 24087 | 20981 | 18977 |
4.5% | 55253 | 41196 | 33702 | 30408 | 25147 | 22094 | 20140 |
5% | 56182 | 42161 | 34704 | 31434 | 26233 | 23237 | 21338 |
5.5% | 57120 | 43139 | 35722 | 32479 | 27343 | 24409 | 22569 |
6% | 58069 | 44130 | 36757 | 33543 | 28478 | 25610 | 23832 |