Monthly Repayment |
HKD$26,290
|
Initial Payment |
HKD$2.38 Millions
|
Loan Amount |
HKD$5.54 Millions
|
Total interest |
HKD$2.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$237,600
|
Legal Fee |
HKD$37,300
|
Agency Fee |
HKD$79,200
|
Total Expense |
HKD$354,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68364 | 48567 | 37913 | 33180 | 25496 | 20893 | 17831 |
1.5% | 69566 | 49780 | 39138 | 34413 | 26752 | 22172 | 19133 |
2% | 70782 | 51012 | 40387 | 35676 | 28046 | 23498 | 20491 |
2.5% | 72011 | 52263 | 41662 | 36966 | 29377 | 24871 | 21905 |
3% | 73254 | 53533 | 42961 | 38285 | 30746 | 26290 | 23373 |
3.5% | 74510 | 54822 | 44285 | 39633 | 32152 | 27754 | 24895 |
4% | 75779 | 56130 | 45633 | 41008 | 33595 | 29263 | 26467 |
4.5% | 77062 | 57457 | 47005 | 42411 | 35074 | 30815 | 28090 |
5% | 78358 | 58802 | 48402 | 43841 | 36587 | 32409 | 29761 |
5.5% | 79667 | 60166 | 49822 | 45299 | 38136 | 34045 | 31478 |
6% | 80989 | 61549 | 51266 | 46783 | 39718 | 35720 | 33239 |