Monthly Repayment |
HKD$22,528
|
Initial Payment |
HKD$3.17 Millions
|
Loan Amount |
HKD$4.75 Millions
|
Total interest |
HKD$2.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$237,540
|
Legal Fee |
HKD$37,295
|
Agency Fee |
HKD$79,180
|
Total Expense |
HKD$354,015
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58583 | 41618 | 32488 | 28433 | 21848 | 17904 | 15280 |
1.5% | 59613 | 42658 | 33538 | 29490 | 22924 | 19000 | 16395 |
2% | 60655 | 43713 | 34609 | 30571 | 24033 | 20136 | 17559 |
2.5% | 61708 | 44785 | 35701 | 31677 | 25174 | 21312 | 18771 |
3% | 62773 | 45874 | 36814 | 32808 | 26347 | 22528 | 20029 |
3.5% | 63850 | 46978 | 37949 | 33962 | 27552 | 23783 | 21333 |
4% | 64937 | 48099 | 39104 | 35141 | 28788 | 25076 | 22681 |
4.5% | 66036 | 49236 | 40280 | 36343 | 30055 | 26406 | 24071 |
5% | 67147 | 50389 | 41477 | 37569 | 31353 | 27772 | 25503 |
5.5% | 68269 | 51558 | 42694 | 38818 | 32680 | 29174 | 26974 |
6% | 69402 | 52743 | 43931 | 40089 | 34036 | 30609 | 28483 |