Monthly Repayment |
HKD$187,313
|
Initial Payment |
HKD$39.5 Millions
|
Loan Amount |
HKD$39.5 Millions
|
Total interest |
HKD$16.69 Millions
|
complete insurance payment |
HKD$118,500 (0.3%)
|
Stamp Duty |
HKD$3,357,500
|
Legal Fee |
HKD$215,000
|
Agency Fee |
HKD$790,000
|
Total Expense |
HKD$4,481,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 487084 | 346036 | 270125 | 236405 | 181658 | 148864 | 127047 |
1.5% | 495651 | 354676 | 278852 | 245193 | 190605 | 157974 | 136322 |
2% | 504313 | 363453 | 287756 | 254185 | 199823 | 167422 | 145999 |
2.5% | 513071 | 372366 | 296837 | 263381 | 209311 | 177203 | 156072 |
3% | 521925 | 381414 | 306093 | 272779 | 219066 | 187313 | 166533 |
3.5% | 530874 | 390599 | 315525 | 282378 | 229084 | 197746 | 177372 |
4% | 539917 | 399918 | 325130 | 292176 | 239362 | 208495 | 188579 |
4.5% | 549056 | 409371 | 334909 | 302172 | 249896 | 219553 | 200140 |
5% | 558289 | 418958 | 344858 | 312363 | 260682 | 230913 | 212044 |
5.5% | 567616 | 428678 | 354978 | 322747 | 271715 | 242564 | 224276 |
6% | 577037 | 438530 | 365265 | 333323 | 282990 | 254499 | 236822 |