Monthly Repayment |
HKD$26,223
|
Initial Payment |
HKD$2.37 Millions
|
Loan Amount |
HKD$5.53 Millions
|
Total interest |
HKD$2.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$237,000
|
Legal Fee |
HKD$37,250
|
Agency Fee |
HKD$79,000
|
Total Expense |
HKD$353,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68191 | 48445 | 37817 | 33096 | 25432 | 20841 | 17786 |
1.5% | 69391 | 49654 | 39039 | 34327 | 26684 | 22116 | 19085 |
2% | 70603 | 50883 | 40285 | 35586 | 27975 | 23439 | 20439 |
2.5% | 71830 | 52131 | 41557 | 36873 | 29303 | 24808 | 21850 |
3% | 73069 | 53398 | 42853 | 38189 | 30669 | 26223 | 23314 |
3.5% | 74322 | 54683 | 44173 | 39533 | 32071 | 27684 | 24832 |
4% | 75588 | 55988 | 45518 | 40904 | 33510 | 29189 | 26401 |
4.5% | 76867 | 57312 | 46887 | 42304 | 34985 | 30737 | 28019 |
5% | 78160 | 58654 | 48280 | 43730 | 36495 | 32327 | 29686 |
5.5% | 79466 | 60015 | 49696 | 45184 | 38040 | 33959 | 31398 |
6% | 80785 | 61394 | 51137 | 46665 | 39618 | 35629 | 33155 |