Monthly Repayment |
HKD$22,477
|
Initial Payment |
HKD$3.16 Millions
|
Loan Amount |
HKD$4.74 Millions
|
Total interest |
HKD$2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$237,000
|
Legal Fee |
HKD$37,250
|
Agency Fee |
HKD$79,000
|
Total Expense |
HKD$353,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58450 | 41524 | 32415 | 28368 | 21798 | 17863 | 15245 |
1.5% | 59478 | 42561 | 33462 | 29423 | 22872 | 18956 | 16358 |
2% | 60517 | 43614 | 34530 | 30502 | 23978 | 20090 | 17519 |
2.5% | 61568 | 44683 | 35620 | 31605 | 25117 | 21264 | 18728 |
3% | 62631 | 45769 | 36731 | 32733 | 26287 | 22477 | 19984 |
3.5% | 63704 | 46871 | 37863 | 33885 | 27490 | 23729 | 21284 |
4% | 64790 | 47990 | 39015 | 35061 | 28723 | 25019 | 22629 |
4.5% | 65886 | 49124 | 40189 | 36260 | 29987 | 26346 | 24016 |
5% | 66994 | 50275 | 41383 | 37483 | 31281 | 27709 | 25445 |
5.5% | 68114 | 51441 | 42597 | 38729 | 32605 | 29107 | 26913 |
6% | 69244 | 52623 | 43831 | 39998 | 33958 | 30539 | 28418 |