Monthly Repayment |
HKD$27,277
|
Initial Payment |
HKD$3.95 Millions
|
Loan Amount |
HKD$3.95 Millions
|
Total interest |
HKD$0.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$237,000
|
Legal Fee |
HKD$37,250
|
Agency Fee |
HKD$79,000
|
Total Expense |
HKD$353,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48708 | 34603 | 27012 | 23640 | 18165 | 14886 | 12704 |
1.5% | 49565 | 35467 | 27885 | 24519 | 19060 | 15797 | 13632 |
2% | 50431 | 36345 | 28775 | 25418 | 19982 | 16742 | 14599 |
2.5% | 51307 | 37236 | 29683 | 26338 | 20931 | 17720 | 15607 |
3% | 52192 | 38141 | 30609 | 27277 | 21906 | 18731 | 16653 |
3.5% | 53087 | 39059 | 31552 | 28237 | 22908 | 19774 | 17737 |
4% | 53991 | 39991 | 32513 | 29217 | 23936 | 20849 | 18857 |
4.5% | 54905 | 40937 | 33490 | 30217 | 24989 | 21955 | 20014 |
5% | 55828 | 41895 | 34485 | 31236 | 26068 | 23091 | 21204 |
5.5% | 56761 | 42867 | 35497 | 32274 | 27171 | 24256 | 22427 |
6% | 57703 | 43853 | 36526 | 33332 | 28299 | 25449 | 23682 |