Monthly Repayment |
HKD$2,270
|
Initial Payment |
HKD$0.32 Millions
|
Loan Amount |
HKD$0.48 Millions
|
Total interest |
HKD$0.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,485
|
Agency Fee |
HKD$7,980
|
Total Expense |
HKD$16,565
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5904 | 4194 | 3274 | 2865 | 2201 | 1804 | 1540 |
1.5% | 6008 | 4299 | 3380 | 2972 | 2310 | 1914 | 1652 |
2% | 6113 | 4405 | 3488 | 3081 | 2422 | 2029 | 1769 |
2.5% | 6219 | 4513 | 3598 | 3192 | 2537 | 2147 | 1891 |
3% | 6326 | 4623 | 3710 | 3306 | 2655 | 2270 | 2018 |
3.5% | 6435 | 4734 | 3824 | 3422 | 2776 | 2396 | 2150 |
4% | 6544 | 4847 | 3941 | 3541 | 2901 | 2527 | 2285 |
4.5% | 6655 | 4962 | 4059 | 3662 | 3029 | 2661 | 2426 |
5% | 6767 | 5078 | 4180 | 3786 | 3159 | 2799 | 2570 |
5.5% | 6880 | 5196 | 4302 | 3912 | 3293 | 2940 | 2718 |
6% | 6994 | 5315 | 4427 | 4040 | 3430 | 3084 | 2870 |