Monthly Repayment |
HKD$2,247
|
Initial Payment |
HKD$0.32 Millions
|
Loan Amount |
HKD$0.47 Millions
|
Total interest |
HKD$0.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,425
|
Agency Fee |
HKD$7,900
|
Total Expense |
HKD$16,425
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5845 | 4152 | 3241 | 2836 | 2179 | 1786 | 1524 |
1.5% | 5947 | 4256 | 3346 | 2942 | 2287 | 1895 | 1635 |
2% | 6051 | 4361 | 3453 | 3050 | 2397 | 2009 | 1751 |
2.5% | 6156 | 4468 | 3562 | 3160 | 2511 | 2126 | 1872 |
3% | 6263 | 4576 | 3673 | 3273 | 2628 | 2247 | 1998 |
3.5% | 6370 | 4687 | 3786 | 3388 | 2749 | 2372 | 2128 |
4% | 6479 | 4799 | 3901 | 3506 | 2872 | 2501 | 2262 |
4.5% | 6588 | 4912 | 4018 | 3626 | 2998 | 2634 | 2401 |
5% | 6699 | 5027 | 4138 | 3748 | 3128 | 2770 | 2544 |
5.5% | 6811 | 5144 | 4259 | 3872 | 3260 | 2910 | 2691 |
6% | 6924 | 5262 | 4383 | 3999 | 3395 | 3053 | 2841 |