Monthly Repayment |
HKD$2,727
|
Loan Amount |
HKD$0.4 Millions
|
Total interest |
HKD$0.1 Millions
|
Total repayment |
HKD$0.5 Millions
|
Down payment |
HKD$400,000
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,425
|
Agency Fee |
HKD$7,900
|
complete insurance payment |
--
|
Total Expense |
HKD$416,425
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4870 | 3460 | 2701 | 2364 | 1816 | 1488 | 1270 |
1.5% | 4956 | 3546 | 2788 | 2451 | 1906 | 1579 | 1363 |
2% | 5043 | 3634 | 2877 | 2541 | 1998 | 1674 | 1459 |
2.5% | 5130 | 3723 | 2968 | 2633 | 2093 | 1772 | 1560 |
3% | 5219 | 3814 | 3060 | 2727 | 2190 | 1873 | 1665 |
3.5% | 5308 | 3905 | 3155 | 2823 | 2290 | 1977 | 1773 |
4% | 5399 | 3999 | 3251 | 2921 | 2393 | 2084 | 1885 |
4.5% | 5490 | 4093 | 3349 | 3021 | 2498 | 2195 | 2001 |
5% | 5582 | 4189 | 3448 | 3123 | 2606 | 2309 | 2120 |
5.5% | 5676 | 4286 | 3549 | 3227 | 2717 | 2425 | 2242 |
6% | 5770 | 4385 | 3652 | 3333 | 2829 | 2544 | 2368 |