Monthly Repayment |
HKD$26,190
|
Initial Payment |
HKD$2.37 Millions
|
Loan Amount |
HKD$5.52 Millions
|
Total interest |
HKD$2.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$236,700
|
Legal Fee |
HKD$37,225
|
Agency Fee |
HKD$78,900
|
Total Expense |
HKD$352,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68105 | 48383 | 37769 | 33054 | 25399 | 20814 | 17764 |
1.5% | 69303 | 49591 | 38989 | 34283 | 26650 | 22088 | 19060 |
2% | 70514 | 50819 | 40234 | 35540 | 27939 | 23409 | 20414 |
2.5% | 71739 | 52065 | 41504 | 36826 | 29266 | 24777 | 21822 |
3% | 72977 | 53330 | 42798 | 38140 | 30630 | 26190 | 23285 |
3.5% | 74228 | 54614 | 44117 | 39482 | 32031 | 27649 | 24800 |
4% | 75492 | 55917 | 45460 | 40852 | 33468 | 29152 | 26367 |
4.5% | 76770 | 57239 | 46827 | 42250 | 34941 | 30698 | 27984 |
5% | 78061 | 58579 | 48219 | 43675 | 36449 | 32286 | 29648 |
5.5% | 79365 | 59939 | 49634 | 45127 | 37992 | 33916 | 31358 |
6% | 80683 | 61316 | 51072 | 46606 | 39568 | 35584 | 33113 |