Monthly Repayment |
HKD$22,449
|
Initial Payment |
HKD$3.16 Millions
|
Loan Amount |
HKD$4.73 Millions
|
Total interest |
HKD$2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$236,700
|
Legal Fee |
HKD$37,225
|
Agency Fee |
HKD$78,900
|
Total Expense |
HKD$352,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58376 | 41471 | 32374 | 28332 | 21771 | 17841 | 15226 |
1.5% | 59402 | 42507 | 33419 | 29385 | 22843 | 18932 | 16337 |
2% | 60441 | 43559 | 34487 | 30463 | 23948 | 20065 | 17497 |
2.5% | 61490 | 44627 | 35575 | 31565 | 25085 | 21237 | 18705 |
3% | 62551 | 45711 | 36684 | 32692 | 26254 | 22449 | 19958 |
3.5% | 63624 | 46812 | 37815 | 33842 | 27455 | 23699 | 21257 |
4% | 64708 | 47929 | 38966 | 35016 | 28687 | 24987 | 22600 |
4.5% | 65803 | 49062 | 40138 | 36214 | 29949 | 26313 | 23986 |
5% | 66909 | 50211 | 41330 | 37436 | 31242 | 27674 | 25413 |
5.5% | 68027 | 51376 | 42543 | 38680 | 32564 | 29070 | 26879 |
6% | 69156 | 52557 | 43776 | 39948 | 33915 | 30501 | 28382 |