Monthly Repayment |
HKD$27,243
|
Initial Payment |
HKD$3.95 Millions
|
Loan Amount |
HKD$3.95 Millions
|
Total interest |
HKD$0.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$236,700
|
Legal Fee |
HKD$37,225
|
Agency Fee |
HKD$78,900
|
Total Expense |
HKD$352,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48646 | 34559 | 26978 | 23610 | 18142 | 14867 | 12688 |
1.5% | 49502 | 35422 | 27849 | 24488 | 19036 | 15777 | 13614 |
2% | 50367 | 36299 | 28739 | 25386 | 19957 | 16721 | 14581 |
2.5% | 51242 | 37189 | 29646 | 26304 | 20904 | 17697 | 15587 |
3% | 52126 | 38093 | 30570 | 27243 | 21878 | 18707 | 16632 |
3.5% | 53020 | 39010 | 31512 | 28202 | 22879 | 19749 | 17714 |
4% | 53923 | 39941 | 32471 | 29180 | 23905 | 20823 | 18834 |
4.5% | 54836 | 40885 | 33448 | 30178 | 24958 | 21927 | 19988 |
5% | 55758 | 41842 | 34442 | 31196 | 26035 | 23062 | 21177 |
5.5% | 56689 | 42813 | 35452 | 32233 | 27137 | 24225 | 22399 |
6% | 57630 | 43797 | 36480 | 33290 | 28263 | 25417 | 23652 |