Monthly Repayment |
HKD$22,420
|
Initial Payment |
HKD$3.15 Millions
|
Loan Amount |
HKD$4.73 Millions
|
Total interest |
HKD$2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$236,400
|
Legal Fee |
HKD$37,200
|
Agency Fee |
HKD$78,800
|
Total Expense |
HKD$352,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58302 | 41419 | 32332 | 28296 | 21743 | 17818 | 15207 |
1.5% | 59327 | 42453 | 33377 | 29348 | 22814 | 18908 | 16317 |
2% | 60364 | 43503 | 34443 | 30425 | 23918 | 20039 | 17475 |
2.5% | 61412 | 44570 | 35530 | 31525 | 25053 | 21210 | 18681 |
3% | 62472 | 45653 | 36638 | 32650 | 26221 | 22420 | 19933 |
3.5% | 63543 | 46753 | 37767 | 33799 | 27420 | 23669 | 21230 |
4% | 64626 | 47868 | 38916 | 34972 | 28650 | 24956 | 22572 |
4.5% | 65719 | 49000 | 40087 | 36168 | 29911 | 26279 | 23956 |
5% | 66825 | 50147 | 41278 | 37388 | 31202 | 27639 | 25380 |
5.5% | 67941 | 51311 | 42489 | 38631 | 32523 | 29034 | 26845 |
6% | 69069 | 52490 | 43720 | 39897 | 33872 | 30462 | 28346 |