Monthly Repayment |
HKD$22,409
|
Initial Payment |
HKD$3.15 Millions
|
Loan Amount |
HKD$4.73 Millions
|
Total interest |
HKD$2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$236,280
|
Legal Fee |
HKD$37,190
|
Agency Fee |
HKD$78,760
|
Total Expense |
HKD$352,230
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58272 | 41398 | 32316 | 28282 | 21732 | 17809 | 15199 |
1.5% | 59297 | 42431 | 33360 | 29333 | 22803 | 18899 | 16309 |
2% | 60333 | 43481 | 34425 | 30409 | 23906 | 20029 | 17466 |
2.5% | 61381 | 44548 | 35512 | 31509 | 25041 | 21199 | 18671 |
3% | 62440 | 45630 | 36619 | 32634 | 26208 | 22409 | 19923 |
3.5% | 63511 | 46729 | 37748 | 33782 | 27406 | 23657 | 21220 |
4% | 64593 | 47844 | 38897 | 34954 | 28636 | 24943 | 22560 |
4.5% | 65686 | 48975 | 40066 | 36150 | 29896 | 26266 | 23943 |
5% | 66791 | 50122 | 41257 | 37369 | 31186 | 27625 | 25368 |
5.5% | 67907 | 51285 | 42467 | 38612 | 32506 | 29019 | 26831 |
6% | 69034 | 52463 | 43698 | 39877 | 33855 | 30447 | 28332 |