Monthly Repayment |
HKD$26,124
|
Initial Payment |
HKD$2.36 Millions
|
Loan Amount |
HKD$5.51 Millions
|
Total interest |
HKD$2.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$236,100
|
Legal Fee |
HKD$37,175
|
Agency Fee |
HKD$78,700
|
Total Expense |
HKD$351,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67932 | 48261 | 37673 | 32971 | 25335 | 20761 | 17719 |
1.5% | 69127 | 49466 | 38891 | 34196 | 26583 | 22032 | 19012 |
2% | 70335 | 50690 | 40132 | 35450 | 27869 | 23350 | 20362 |
2.5% | 71557 | 51933 | 41399 | 36733 | 29192 | 24714 | 21767 |
3% | 72792 | 53195 | 42690 | 38044 | 30552 | 26124 | 23226 |
3.5% | 74040 | 54476 | 44005 | 39382 | 31949 | 27579 | 24737 |
4% | 75301 | 55775 | 45345 | 40749 | 33383 | 29078 | 26300 |
4.5% | 76575 | 57094 | 46709 | 42143 | 34852 | 30620 | 27913 |
5% | 77863 | 58431 | 48096 | 43564 | 36356 | 32205 | 29573 |
5.5% | 79164 | 59787 | 49508 | 45013 | 37895 | 33830 | 31279 |
6% | 80478 | 61161 | 50943 | 46488 | 39468 | 35494 | 33029 |