Monthly Repayment |
HKD$22,392
|
Initial Payment |
HKD$3.15 Millions
|
Loan Amount |
HKD$4.72 Millions
|
Total interest |
HKD$2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$236,100
|
Legal Fee |
HKD$37,175
|
Agency Fee |
HKD$78,700
|
Total Expense |
HKD$351,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58228 | 41366 | 32291 | 28260 | 21716 | 17795 | 15187 |
1.5% | 59252 | 42399 | 33335 | 29311 | 22785 | 18884 | 16296 |
2% | 60287 | 43448 | 34399 | 30386 | 23887 | 20014 | 17453 |
2.5% | 61334 | 44514 | 35485 | 31485 | 25022 | 21183 | 18657 |
3% | 62393 | 45595 | 36591 | 32609 | 26188 | 22392 | 19908 |
3.5% | 63462 | 46693 | 37719 | 33756 | 27385 | 23639 | 21203 |
4% | 64544 | 47807 | 38867 | 34928 | 28614 | 24924 | 22543 |
4.5% | 65636 | 48938 | 40036 | 36122 | 29873 | 26246 | 23925 |
5% | 66740 | 50084 | 41225 | 37341 | 31163 | 27604 | 25348 |
5.5% | 67855 | 51246 | 42435 | 38582 | 32482 | 28997 | 26810 |
6% | 68981 | 52423 | 43665 | 39846 | 33829 | 30423 | 28310 |