Monthly Repayment |
HKD$26,091
|
Initial Payment |
HKD$2.36 Millions
|
Loan Amount |
HKD$5.5 Millions
|
Total interest |
HKD$2.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$235,800
|
Legal Fee |
HKD$37,150
|
Agency Fee |
HKD$78,600
|
Total Expense |
HKD$351,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67846 | 48199 | 37626 | 32929 | 25303 | 20735 | 17696 |
1.5% | 69039 | 49403 | 38841 | 34153 | 26549 | 22004 | 18988 |
2% | 70246 | 50625 | 40081 | 35405 | 27833 | 23320 | 20336 |
2.5% | 71466 | 51867 | 41346 | 36686 | 29155 | 24682 | 21739 |
3% | 72699 | 53127 | 42636 | 37995 | 30513 | 26091 | 23196 |
3.5% | 73946 | 54407 | 43949 | 39332 | 31909 | 27544 | 24706 |
4% | 75205 | 55705 | 45287 | 40697 | 33341 | 29041 | 26267 |
4.5% | 76478 | 57021 | 46649 | 42089 | 34808 | 30581 | 27877 |
5% | 77764 | 58357 | 48035 | 43509 | 36310 | 32164 | 29535 |
5.5% | 79063 | 59711 | 49445 | 44955 | 37847 | 33787 | 31239 |
6% | 80376 | 61083 | 50878 | 46429 | 39418 | 35449 | 32987 |