Monthly Repayment |
HKD$26,031
|
Initial Payment |
HKD$2.35 Millions
|
Loan Amount |
HKD$5.49 Millions
|
Total interest |
HKD$2.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$235,260
|
Legal Fee |
HKD$37,105
|
Agency Fee |
HKD$78,420
|
Total Expense |
HKD$350,785
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67691 | 48089 | 37539 | 32853 | 25245 | 20688 | 17656 |
1.5% | 68881 | 49290 | 38752 | 34075 | 26488 | 21954 | 18945 |
2% | 70085 | 50509 | 39990 | 35324 | 27769 | 23267 | 20289 |
2.5% | 71302 | 51748 | 41252 | 36602 | 29088 | 24626 | 21689 |
3% | 72533 | 53006 | 42538 | 37908 | 30444 | 26031 | 23143 |
3.5% | 73776 | 54282 | 43849 | 39242 | 31836 | 27481 | 24649 |
4% | 75033 | 55577 | 45184 | 40604 | 33264 | 28975 | 26207 |
4.5% | 76303 | 56891 | 46543 | 41993 | 34728 | 30511 | 27813 |
5% | 77586 | 58223 | 47925 | 43409 | 36227 | 32090 | 29468 |
5.5% | 78882 | 59574 | 49332 | 44852 | 37760 | 33709 | 31168 |
6% | 80192 | 60943 | 50761 | 46322 | 39327 | 35368 | 32911 |