Monthly Repayment |
HKD$25,991
|
Initial Payment |
HKD$2.35 Millions
|
Loan Amount |
HKD$5.48 Millions
|
Total interest |
HKD$2.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$234,900
|
Legal Fee |
HKD$37,075
|
Agency Fee |
HKD$78,300
|
Total Expense |
HKD$350,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67587 | 48015 | 37482 | 32803 | 25206 | 20656 | 17629 |
1.5% | 68776 | 49214 | 38693 | 34022 | 26448 | 21920 | 18916 |
2% | 69978 | 50432 | 39928 | 35270 | 27727 | 23231 | 20258 |
2.5% | 71193 | 51669 | 41188 | 36546 | 29043 | 24588 | 21656 |
3% | 72422 | 52924 | 42473 | 37850 | 30397 | 25991 | 23108 |
3.5% | 73663 | 54199 | 43782 | 39182 | 31787 | 27439 | 24612 |
4% | 74918 | 55492 | 45114 | 40542 | 33213 | 28930 | 26167 |
4.5% | 76186 | 56804 | 46471 | 41929 | 34675 | 30465 | 27771 |
5% | 77467 | 58134 | 47852 | 43343 | 36172 | 32041 | 29423 |
5.5% | 78762 | 59483 | 49256 | 44784 | 37703 | 33658 | 31120 |
6% | 80069 | 60850 | 50684 | 46251 | 39267 | 35314 | 32861 |