Monthly Repayment |
HKD$22,278
|
Initial Payment |
HKD$3.13 Millions
|
Loan Amount |
HKD$4.7 Millions
|
Total interest |
HKD$1.99 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$234,900
|
Legal Fee |
HKD$37,075
|
Agency Fee |
HKD$78,300
|
Total Expense |
HKD$350,275
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57932 | 41156 | 32127 | 28117 | 21605 | 17705 | 15110 |
1.5% | 58951 | 42184 | 33165 | 29162 | 22669 | 18789 | 16213 |
2% | 59981 | 43227 | 34224 | 30232 | 23766 | 19912 | 17364 |
2.5% | 61023 | 44287 | 35304 | 31325 | 24894 | 21076 | 18562 |
3% | 62076 | 45364 | 36405 | 32443 | 26054 | 22278 | 19806 |
3.5% | 63140 | 46456 | 37527 | 33585 | 27246 | 23519 | 21096 |
4% | 64216 | 47564 | 38669 | 34750 | 28468 | 24797 | 22428 |
4.5% | 65302 | 48689 | 39832 | 35939 | 29721 | 26113 | 23804 |
5% | 66401 | 49829 | 41016 | 37151 | 31004 | 27464 | 25219 |
5.5% | 67510 | 50985 | 42219 | 38386 | 32316 | 28849 | 26674 |
6% | 68630 | 52157 | 43443 | 39644 | 33657 | 30269 | 28166 |