Monthly Repayment |
HKD$22,249
|
Initial Payment |
HKD$3.13 Millions
|
Loan Amount |
HKD$4.69 Millions
|
Total interest |
HKD$1.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$234,600
|
Legal Fee |
HKD$37,050
|
Agency Fee |
HKD$78,200
|
Total Expense |
HKD$349,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57858 | 41103 | 32086 | 28081 | 21578 | 17682 | 15091 |
1.5% | 58875 | 42130 | 33123 | 29125 | 22641 | 18765 | 16193 |
2% | 59904 | 43172 | 34181 | 30193 | 23736 | 19887 | 17342 |
2.5% | 60945 | 44231 | 35259 | 31285 | 24863 | 21049 | 18539 |
3% | 61996 | 45306 | 36359 | 32402 | 26021 | 22249 | 19781 |
3.5% | 63059 | 46397 | 37479 | 33542 | 27211 | 23489 | 21069 |
4% | 64134 | 47504 | 38620 | 34706 | 28432 | 24766 | 22400 |
4.5% | 65219 | 48627 | 39782 | 35893 | 29683 | 26079 | 23773 |
5% | 66316 | 49765 | 40963 | 37104 | 30965 | 27428 | 25187 |
5.5% | 67424 | 50920 | 42165 | 38337 | 32275 | 28812 | 26640 |
6% | 68543 | 52090 | 43388 | 39593 | 33614 | 30230 | 28130 |