Monthly Repayment |
HKD$184,942
|
Initial Payment |
HKD$39 Millions
|
Loan Amount |
HKD$39 Millions
|
Total interest |
HKD$16.48 Millions
|
complete insurance payment |
HKD$117,000 (0.3%)
|
Stamp Duty |
HKD$3,315,000
|
Legal Fee |
HKD$212,500
|
Agency Fee |
HKD$780,000
|
Total Expense |
HKD$4,424,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 480918 | 341656 | 266705 | 233412 | 179358 | 146980 | 125439 |
1.5% | 489377 | 350186 | 275322 | 242089 | 188192 | 155975 | 134596 |
2% | 497929 | 358852 | 284113 | 250968 | 197294 | 165303 | 144151 |
2.5% | 506577 | 367652 | 293079 | 260047 | 206662 | 174960 | 154097 |
3% | 515318 | 376586 | 302219 | 269326 | 216293 | 184942 | 164425 |
3.5% | 524154 | 385654 | 311531 | 278804 | 226184 | 195243 | 175127 |
4% | 533083 | 394856 | 321015 | 288478 | 236332 | 205856 | 186191 |
4.5% | 542106 | 404189 | 330669 | 298347 | 246733 | 216774 | 197607 |
5% | 551222 | 413655 | 340493 | 308409 | 257382 | 227990 | 209360 |
5.5% | 560431 | 423252 | 350484 | 318662 | 268276 | 239494 | 221437 |
6% | 569733 | 432979 | 360642 | 329104 | 279408 | 251277 | 233824 |