Monthly Repayment |
HKD$22,164
|
Initial Payment |
HKD$3.12 Millions
|
Loan Amount |
HKD$4.67 Millions
|
Total interest |
HKD$1.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$233,700
|
Legal Fee |
HKD$36,975
|
Agency Fee |
HKD$77,900
|
Total Expense |
HKD$348,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57636 | 40946 | 31963 | 27973 | 21495 | 17615 | 15033 |
1.5% | 58649 | 41968 | 32996 | 29013 | 22554 | 18693 | 16130 |
2% | 59674 | 43007 | 34049 | 30077 | 23644 | 19810 | 17276 |
2.5% | 60711 | 44061 | 35124 | 31165 | 24767 | 20968 | 18467 |
3% | 61758 | 45132 | 36219 | 32277 | 25921 | 22164 | 19705 |
3.5% | 62817 | 46219 | 37335 | 33413 | 27107 | 23399 | 20988 |
4% | 63888 | 47321 | 38472 | 34573 | 28323 | 24671 | 22314 |
4.5% | 64969 | 48440 | 39629 | 35755 | 29570 | 25979 | 23682 |
5% | 66061 | 49575 | 40806 | 36961 | 30846 | 27323 | 25091 |
5.5% | 67165 | 50725 | 42004 | 38190 | 32151 | 28702 | 26538 |
6% | 68280 | 51890 | 43221 | 39441 | 33485 | 30114 | 28022 |