Monthly Repayment |
HKD$25,825
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$5.45 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$233,400
|
Legal Fee |
HKD$36,950
|
Agency Fee |
HKD$77,800
|
Total Expense |
HKD$348,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67155 | 47709 | 37243 | 32594 | 25045 | 20524 | 17516 |
1.5% | 68337 | 48900 | 38446 | 33805 | 26279 | 21780 | 18795 |
2% | 69531 | 50110 | 39673 | 35045 | 27550 | 23083 | 20129 |
2.5% | 70738 | 51339 | 40925 | 36313 | 28858 | 24431 | 21518 |
3% | 71959 | 52586 | 42202 | 37609 | 30203 | 25825 | 22960 |
3.5% | 73193 | 53853 | 43502 | 38932 | 31584 | 27263 | 24454 |
4% | 74440 | 55138 | 44826 | 40283 | 33001 | 28745 | 26000 |
4.5% | 75700 | 56441 | 46175 | 41661 | 34454 | 30270 | 27594 |
5% | 76973 | 57763 | 47546 | 43066 | 35941 | 31836 | 29235 |
5.5% | 78259 | 59103 | 48942 | 44498 | 37462 | 33443 | 30921 |
6% | 79558 | 60461 | 50360 | 45956 | 39016 | 35088 | 32651 |