Monthly Repayment |
HKD$22,136
|
Initial Payment |
HKD$3.11 Millions
|
Loan Amount |
HKD$4.67 Millions
|
Total interest |
HKD$1.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$233,400
|
Legal Fee |
HKD$36,950
|
Agency Fee |
HKD$77,800
|
Total Expense |
HKD$348,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57562 | 40893 | 31922 | 27937 | 21467 | 17592 | 15014 |
1.5% | 58574 | 41914 | 32953 | 28976 | 22525 | 18669 | 16110 |
2% | 59598 | 42951 | 34006 | 30038 | 23614 | 19785 | 17253 |
2.5% | 60633 | 44005 | 35079 | 31125 | 24735 | 20941 | 18444 |
3% | 61679 | 45074 | 36173 | 32236 | 25888 | 22136 | 19680 |
3.5% | 62737 | 46159 | 37287 | 33370 | 27072 | 23369 | 20961 |
4% | 63805 | 47261 | 38423 | 34528 | 28287 | 24639 | 22285 |
4.5% | 64885 | 48378 | 39578 | 35709 | 29532 | 25946 | 23652 |
5% | 65977 | 49511 | 40754 | 36914 | 30806 | 27288 | 25058 |
5.5% | 67079 | 50660 | 41950 | 38141 | 32110 | 28665 | 26504 |
6% | 68192 | 51824 | 43166 | 39391 | 33443 | 30075 | 27987 |