Monthly Repayment |
HKD$25,792
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$5.44 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$233,100
|
Legal Fee |
HKD$36,925
|
Agency Fee |
HKD$77,700
|
Total Expense |
HKD$347,725
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67069 | 47647 | 37195 | 32552 | 25013 | 20498 | 17493 |
1.5% | 68249 | 48837 | 38396 | 33762 | 26245 | 21752 | 18771 |
2% | 69442 | 50046 | 39622 | 35000 | 27514 | 23053 | 20103 |
2.5% | 70648 | 51273 | 40873 | 36266 | 28821 | 24400 | 21490 |
3% | 71867 | 52519 | 42147 | 37560 | 30164 | 25792 | 22931 |
3.5% | 73099 | 53784 | 43446 | 38882 | 31544 | 27228 | 24423 |
4% | 74344 | 55067 | 44769 | 40231 | 32959 | 28709 | 25966 |
4.5% | 75602 | 56368 | 46115 | 41607 | 34409 | 30231 | 27558 |
5% | 76874 | 57689 | 47485 | 43011 | 35894 | 31795 | 29197 |
5.5% | 78158 | 59027 | 48879 | 44441 | 37414 | 33400 | 30882 |
6% | 79455 | 60384 | 50295 | 45897 | 38966 | 35043 | 32609 |