Monthly Repayment |
HKD$25,759
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$5.43 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$232,800
|
Legal Fee |
HKD$36,900
|
Agency Fee |
HKD$77,600
|
Total Expense |
HKD$347,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66983 | 47586 | 37147 | 32510 | 24981 | 20471 | 17471 |
1.5% | 68161 | 48774 | 38347 | 33718 | 26211 | 21724 | 18746 |
2% | 69352 | 49981 | 39571 | 34955 | 27479 | 23023 | 20077 |
2.5% | 70557 | 51207 | 40820 | 36219 | 28784 | 24368 | 21462 |
3% | 71774 | 52451 | 42093 | 37512 | 30125 | 25759 | 22901 |
3.5% | 73005 | 53714 | 43390 | 38832 | 31503 | 27193 | 24392 |
4% | 74248 | 54996 | 44711 | 40179 | 32916 | 28672 | 25933 |
4.5% | 75505 | 56296 | 46056 | 41554 | 34365 | 30192 | 27523 |
5% | 76775 | 57614 | 47424 | 42955 | 35848 | 31754 | 29160 |
5.5% | 78058 | 58951 | 48816 | 44383 | 37366 | 33357 | 30842 |
6% | 79353 | 60306 | 50230 | 45838 | 38916 | 34998 | 32567 |