Monthly Repayment |
HKD$22,073
|
Initial Payment |
HKD$3.1 Millions
|
Loan Amount |
HKD$4.65 Millions
|
Total interest |
HKD$1.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$232,740
|
Legal Fee |
HKD$36,895
|
Agency Fee |
HKD$77,580
|
Total Expense |
HKD$347,215
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57399 | 40777 | 31832 | 27858 | 21407 | 17542 | 14971 |
1.5% | 58409 | 41796 | 32860 | 28894 | 22461 | 18616 | 16064 |
2% | 59429 | 42830 | 33910 | 29954 | 23547 | 19729 | 17205 |
2.5% | 60461 | 43880 | 34980 | 31037 | 24665 | 20882 | 18392 |
3% | 61505 | 44947 | 36071 | 32145 | 25815 | 22073 | 19624 |
3.5% | 62559 | 46029 | 37182 | 33276 | 26995 | 23303 | 20902 |
4% | 63625 | 47127 | 38314 | 34430 | 28207 | 24569 | 22222 |
4.5% | 64702 | 48241 | 39466 | 35608 | 29448 | 25872 | 23585 |
5% | 65790 | 49371 | 40639 | 36809 | 30719 | 27211 | 24987 |
5.5% | 66889 | 50516 | 41831 | 38033 | 32019 | 28584 | 26429 |
6% | 67999 | 51677 | 43044 | 39279 | 33348 | 29990 | 27907 |