Monthly Repayment |
HKD$25,725
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$5.43 Millions
|
Total interest |
HKD$2.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$232,500
|
Legal Fee |
HKD$36,875
|
Agency Fee |
HKD$77,500
|
Total Expense |
HKD$346,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66897 | 47525 | 37099 | 32468 | 24949 | 20445 | 17448 |
1.5% | 68073 | 48711 | 38298 | 33675 | 26178 | 21696 | 18722 |
2% | 69263 | 49917 | 39520 | 34910 | 27444 | 22994 | 20051 |
2.5% | 70466 | 51141 | 40768 | 36173 | 28747 | 24337 | 21435 |
3% | 71682 | 52384 | 42039 | 37464 | 30086 | 25725 | 22872 |
3.5% | 72911 | 53645 | 43334 | 38782 | 31462 | 27158 | 24360 |
4% | 74153 | 54925 | 44654 | 40128 | 32874 | 28635 | 25899 |
4.5% | 75408 | 56223 | 45997 | 41500 | 34321 | 30153 | 27487 |
5% | 76676 | 57540 | 47363 | 42900 | 35802 | 31714 | 29122 |
5.5% | 77957 | 58875 | 48753 | 44326 | 37317 | 33314 | 30802 |
6% | 79251 | 60228 | 50166 | 45779 | 38866 | 34953 | 32525 |