Monthly Repayment |
HKD$22,050
|
Initial Payment |
HKD$3.1 Millions
|
Loan Amount |
HKD$4.65 Millions
|
Total interest |
HKD$1.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$232,500
|
Legal Fee |
HKD$36,875
|
Agency Fee |
HKD$77,500
|
Total Expense |
HKD$346,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57340 | 40735 | 31799 | 27829 | 21385 | 17524 | 14956 |
1.5% | 58348 | 41753 | 32826 | 28864 | 22438 | 18597 | 16048 |
2% | 59368 | 42786 | 33875 | 29923 | 23523 | 19709 | 17187 |
2.5% | 60399 | 43835 | 34944 | 31005 | 24640 | 20860 | 18373 |
3% | 61441 | 44900 | 36033 | 32112 | 25788 | 22050 | 19604 |
3.5% | 62495 | 45981 | 37144 | 33242 | 26968 | 23278 | 20880 |
4% | 63559 | 47078 | 38274 | 34395 | 28178 | 24544 | 22199 |
4.5% | 64635 | 48191 | 39426 | 35572 | 29418 | 25846 | 23560 |
5% | 65722 | 49320 | 40597 | 36771 | 30687 | 27183 | 24962 |
5.5% | 66820 | 50464 | 41788 | 37994 | 31986 | 28555 | 26402 |
6% | 67929 | 51624 | 42999 | 39239 | 33314 | 29960 | 27879 |