Monthly Repayment |
HKD$22,022
|
Initial Payment |
HKD$3.1 Millions
|
Loan Amount |
HKD$4.64 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$232,200
|
Legal Fee |
HKD$36,850
|
Agency Fee |
HKD$77,400
|
Total Expense |
HKD$346,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57266 | 40683 | 31758 | 27794 | 21357 | 17501 | 14936 |
1.5% | 58273 | 41699 | 32784 | 28827 | 22409 | 18573 | 16027 |
2% | 59291 | 42731 | 33831 | 29884 | 23493 | 19683 | 17165 |
2.5% | 60321 | 43778 | 34899 | 30965 | 24608 | 20833 | 18349 |
3% | 61362 | 44842 | 35987 | 32070 | 25755 | 22022 | 19579 |
3.5% | 62414 | 45922 | 37096 | 33199 | 26933 | 23248 | 20853 |
4% | 63477 | 47018 | 38225 | 34351 | 28141 | 24512 | 22171 |
4.5% | 64552 | 48129 | 39375 | 35526 | 29380 | 25812 | 23530 |
5% | 65637 | 49256 | 40544 | 36724 | 30648 | 27148 | 24929 |
5.5% | 66734 | 50399 | 41734 | 37945 | 31945 | 28518 | 26368 |
6% | 67842 | 51557 | 42944 | 39188 | 33271 | 29921 | 27843 |