Monthly Repayment |
HKD$21,993
|
Initial Payment |
HKD$3.09 Millions
|
Loan Amount |
HKD$4.64 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$231,900
|
Legal Fee |
HKD$36,825
|
Agency Fee |
HKD$77,300
|
Total Expense |
HKD$346,025
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57192 | 40630 | 31717 | 27758 | 21329 | 17479 | 14917 |
1.5% | 58198 | 41645 | 32742 | 28790 | 22380 | 18549 | 16006 |
2% | 59215 | 42675 | 33787 | 29845 | 23462 | 19658 | 17142 |
2.5% | 60243 | 43722 | 34853 | 30925 | 24576 | 20806 | 18325 |
3% | 61283 | 44784 | 35940 | 32029 | 25722 | 21993 | 19553 |
3.5% | 62334 | 45863 | 37048 | 33156 | 26898 | 23218 | 20826 |
4% | 63395 | 46957 | 38176 | 34306 | 28105 | 24481 | 22142 |
4.5% | 64468 | 48067 | 39324 | 35480 | 29342 | 25779 | 23500 |
5% | 65553 | 49193 | 40492 | 36677 | 30608 | 27113 | 24897 |
5.5% | 66648 | 50334 | 41680 | 37896 | 31904 | 28481 | 26334 |
6% | 67754 | 51491 | 42888 | 39138 | 33228 | 29882 | 27807 |