Monthly Repayment |
HKD$25,649
|
Initial Payment |
HKD$2.32 Millions
|
Loan Amount |
HKD$5.41 Millions
|
Total interest |
HKD$2.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$231,810
|
Legal Fee |
HKD$36,817
|
Agency Fee |
HKD$77,270
|
Total Expense |
HKD$345,897
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66698 | 47384 | 36989 | 32371 | 24875 | 20384 | 17397 |
1.5% | 67871 | 48567 | 38184 | 33575 | 26100 | 21632 | 18667 |
2% | 69057 | 49769 | 39403 | 34806 | 27362 | 22925 | 19992 |
2.5% | 70257 | 50989 | 40647 | 36065 | 28661 | 24265 | 21371 |
3% | 71469 | 52228 | 41914 | 37352 | 29997 | 25649 | 22804 |
3.5% | 72694 | 53486 | 43206 | 38667 | 31369 | 27078 | 24288 |
4% | 73933 | 54762 | 44521 | 40008 | 32776 | 28550 | 25822 |
4.5% | 75184 | 56056 | 45860 | 41377 | 34219 | 30064 | 27406 |
5% | 76448 | 57369 | 47222 | 42773 | 35696 | 31619 | 29036 |
5.5% | 77726 | 58700 | 48608 | 44195 | 37207 | 33215 | 30711 |
6% | 79016 | 60049 | 50017 | 45643 | 38751 | 34849 | 32429 |