Monthly Repayment |
HKD$21,979
|
Initial Payment |
HKD$3.09 Millions
|
Loan Amount |
HKD$4.64 Millions
|
Total interest |
HKD$1.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$231,750
|
Legal Fee |
HKD$36,812
|
Agency Fee |
HKD$77,250
|
Total Expense |
HKD$345,812
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57155 | 40604 | 31696 | 27740 | 21316 | 17468 | 14907 |
1.5% | 58160 | 41618 | 32721 | 28771 | 22365 | 18537 | 15996 |
2% | 59177 | 42648 | 33765 | 29826 | 23447 | 19645 | 17131 |
2.5% | 60204 | 43694 | 34831 | 30905 | 24560 | 20793 | 18313 |
3% | 61243 | 44755 | 35917 | 32008 | 25705 | 21979 | 19541 |
3.5% | 62293 | 45833 | 37024 | 33134 | 26881 | 23203 | 20813 |
4% | 63354 | 46927 | 38151 | 34284 | 28087 | 24465 | 22128 |
4.5% | 64427 | 48036 | 39298 | 35457 | 29323 | 25762 | 23484 |
5% | 65510 | 49161 | 40466 | 36653 | 30588 | 27095 | 24881 |
5.5% | 66605 | 50301 | 41653 | 37871 | 31883 | 28462 | 26317 |
6% | 67710 | 51458 | 42860 | 39112 | 33206 | 29863 | 27789 |