Monthly Repayment |
HKD$25,626
|
Initial Payment |
HKD$2.32 Millions
|
Loan Amount |
HKD$5.4 Millions
|
Total interest |
HKD$2.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$231,600
|
Legal Fee |
HKD$36,800
|
Agency Fee |
HKD$77,200
|
Total Expense |
HKD$345,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66638 | 47341 | 36955 | 32342 | 24852 | 20366 | 17381 |
1.5% | 67810 | 48523 | 38149 | 33544 | 26076 | 21612 | 18650 |
2% | 68995 | 49724 | 39367 | 34775 | 27337 | 22905 | 19974 |
2.5% | 70193 | 50943 | 40610 | 36033 | 28635 | 24243 | 21352 |
3% | 71404 | 52181 | 41876 | 37319 | 29970 | 25626 | 22783 |
3.5% | 72628 | 53437 | 43167 | 38632 | 31341 | 27053 | 24266 |
4% | 73866 | 54712 | 44481 | 39972 | 32747 | 28524 | 25799 |
4.5% | 75116 | 56006 | 45818 | 41340 | 34188 | 30037 | 27381 |
5% | 76379 | 57317 | 47180 | 42734 | 35664 | 31591 | 29009 |
5.5% | 77655 | 58647 | 48564 | 44155 | 37173 | 33185 | 30683 |
6% | 78944 | 59995 | 49972 | 45602 | 38715 | 34818 | 32399 |